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HARNESS
Every signal. Every source. One live consumer graph.
Every system in your stack holds a piece. Harness connects them, resolves one consumer across every source, enriches every signal in flight, and delivers the live consumer graph — sub-second, no rewrites.
480ms
MEDIAN — SIGNAL IN TO CONSUMER GRAPH UPDATED
ON THIS PAGE
Connect every source. Unify one consumer. Enrich every signal. Sub-second.
Four capabilities — detailed below. Connect pulls from every core, processor, CRM, LOS, and vendor AI your stack already runs. Unify resolves one consumer across every ID. Enrich contextualizes each signal before it reaches Decide. Immediacy keeps the whole graph sub-second live.
01 — CONNECT
Every source. Every protocol. One ingestion layer.
Batch. SFTP. API. Streaming. Bring your own schema. Harness ingests from Core, Cards, LOS, CRM, Payment Rail, Fraud, Compliance, Rewards, and Vendor AI — whatever your stack looks like, whatever it speaks.
Nine source categories. Zero rewrites when you switch vendors.
02 — UNIFY
One consumer. Every system.
Your Core has a customer ID. Your Cards system has a cardholder ID. Your LOS has an applicant ID. Your CRM has a lead ID. Harness resolves all of them into one consumer on the Consumer Graph. Identifier stitching is our problem - not yours.
One consumer across every source. Resolved, not reconciled later.
03 — ENRICH
Signals arrive raw. They leave contextualized.
A transaction is never just a transaction. Harness joins every signal to the consumer, the merchant, the pattern, the debt, the deposit, the card product. By the time it reaches the Consumer Graph, it's already context.
Every signal enriched in-flight — before it hits Deciding.
04 — IMMEDIACY
The next transaction picks it up.
No tickets. No waiting. No overnight job. A rule changes, a segment updates, a signal flips — and the very next card tap reflects it. Sub-second, moment-native, by design.